Can I use my personal Spotify or Pandora account to play music in my business?

A lot of legal concepts have big grey areas.  This isn’t one of those topics.

            When you get yourself a Spotify/Pandora/Tidal/Soundcloud account, whether or not you pay for the service, you’ve agreed by its terms to only use it for personal use.  Funnily enough, that actually doesn’t matter much here for the business owner, because Spotify cancelling your account isn’t going to be your biggest concern.